Level 1 (4 points)

Unable to use existing debit card for Apple Pay online purchases

While trying to pay online with a service that accepts Apple Pay I get asked to add a payment method, but when I do it tells me I already have it in my wallet, I’ve tried everything like making sure I’m in the same region as where my debit card was issued as well as making sure Apple Pay was working, but buying anything online doesn’t seem to want to show me my card as a payment method

Posted on Sep 19, 2026 10:53 AM

4 replies

PreCognition

Level 6 (12,236 points)

Sep 19, 2026 1:13 PM in response to DiamondFN

If the card is already in Wallet and works for contactless payments, don’t try adding it again.

I’d test Apple Pay in Safari on another website that clearly offers Apple Pay. If the card appears there, the problem is likely with that particular merchant or its payment setup. A merchant can accept Apple Pay but still not accept every card network.

If the card is missing from the Apple Pay payment sheet on every website or app, I’d contact the bank/card issuer and ask whether that card is enabled for online and in-app Apple Pay transactions, not just contactless purchases. Apple notes that card eligibility and transaction approval are handled by the card issuer.

Jeff Donald

Level 9 (64,078 points)

Sep 19, 2026 2:02 PM in response to DiamondFN

Hi, does this happen on every online website or just one? What web browser are you using? Do you use a VPN? What is the exact error message when you you attempt a transaction?

DiamondFN Author

Level 1 (4 points)

Sep 20, 2026 8:27 AM in response to Jeff Donald

it happens in every online website and I dont use a vpn and the error is just not showing my card I tryed it on FOMO app and it just dont show the card

Jeff Donald

Level 9 (64,078 points)

Sep 20, 2026 8:59 AM in response to DiamondFN

So, when you start to checkout, you tap a button on the website that says pay with Apple Pay, is that correct?

Originally posted at discussions.apple.com/thread/256360643